Expand Access. Reduce Risk. Lend Smarter. Lending Real Cash Flow Data. On-demand Credit Decisions. Real Results. Get started The challenge Smarter Credit Decisions, Greater Inclusion A digital lender wanted to expand credit access to underserved borrowers but lacked ample traditional credit data or up-to-date cash flow data to assess income, asset, and repayment capacity. The Solution Unlocking Lending with Better Data Yodlee delivered cashflow indicators based on cash flow data, enabling smarter underwriting decisions and faster approvals, especially for applicants with no credit files or no score at all. Benefits for your industry Lending is being transformed and modernized via the use of alternative data. Yodlee helps financial institutions and alternative lenders advance beyond traditional credit models with timely insights from cashflow data to improve access, accuracy, and outcomes. Inclusive Lending Strategies Serve no file and thin file consumers, and gig workers often missed using traditional scoring methods. Income Source Verification Verify applicant income across many different income sources. Instant Decisioning Streamline approvals with enriched insights and flexible automation capabilities. Compliance and Control Access, leverage and utilize data for credit decisioning with trust, confidence and assurance related to authoritative requirements (i.e FCRA). Cash flow Attributes for Risk Modeling 'Frictionless access to cashflow attributes to enhance decisioning. Resources Yodlee Provides Targeted Solutions We support lenders with the intelligence and infrastructure to expand responsibly, approve faster, and serve more borrowers aligned to your risk profile. Resource Library Data Sheet Income, Expense and Asset Information A large set of cash flow attributes is available for developing insights Read now Data Sheet Yodlee Credit Matrix Yodlee Credit Matrix empowers lenders by using consumer-permissioned data to verify income, expenses, and assets across accounts. Read now Podcast AI in Lending We talk about how AI is being planned for and applied, particularly in the credit and lending space of finserv. Listen in Related Products Our innovative data-driven solutions are tailored to meet the specific needs of your sector, enabling you to make informed decisions and deliver exceptional value to your customers. Credit Matrix Powering Smarter Decisions Across the Lending Lifecycle Learn more Credit Meter Modernize Credit Decisions with Cash Flow Risk Indicators Learn more contact us Experience the Power of Yodlee
